As we head deeper into the final quarter of 2025, the housing market continues to shift. After several years of volatility, we’re finally seeing a bit more balance—and that’s good news for both buyers and sellers who know how to navigate it.

📉 Home Prices Are Stabilizing

Across the U.S., home price growth has largely leveled out. The average home value now sits around $360,700, representing only a 0.1% increase year-over-year.

That may sound slow—but after years of double-digit gains, this pause brings much-needed breathing room for buyers and more predictability for sellers.

🏠 Inventory Is Finally Rising

For the first time since 2019, housing inventory is trending upward. More homes on the market means buyers have greater choice—and sellers face more competition.

In some regions, weekly pending sales are even up 4% year-over-year, signaling a cautiously active market heading into winter.

💰 Mortgage Rates Remain a Key Factor

Mortgage rates remain elevated, hovering in the 6% range or higher. These rates have kept some would-be buyers on the sidelines and many homeowners “rate-locked” into their existing properties.

However, as inflation cools and rate cuts become a topic of discussion, many experts predict a slow but steady easing into 2026.

🔍 Regional Differences Matter

While national trends are helpful, real estate remains local.

• Northeast markets continue to show resilience with steady activity and limited inventory.

• Midwestern and Southern regions are experiencing a bit more softening, as affordability challenges meet growing supply.

• Urban areas are seeing renewed buyer interest, especially in cities where rents remain high and purchase prices have adjusted.

🤝 What This Means for Buyers

If you’ve been waiting for a sign—this might be it.

With more inventory and less competition, buyers now have the opportunity to negotiate, include contingencies, and find homes that fit their lifestyle rather than rushing into bidding wars.

Affordability still matters, but creative loan options and seller concessions are back on the table.

Pro tip: Get pre-approved now, so you can act quickly if rates dip or your dream home hits the market.

💼 What This Means for Sellers

Pricing and presentation matter more than ever.

Buyers are savvy, and homes that come to market overpriced or unpolished are sitting longer.
Sellers who price strategically, stage effectively, and work with experienced agents are still seeing strong results—especially in desirable school districts and low-inventory neighborhoods.

The Bottom Line

After years of extreme ups and downs, the market is entering a more sustainable rhythm.
For buyers, that means more breathing room. For sellers, it means focusing on strategy.

The key word for both? Preparation.

If you want to know how these trends are playing out in your neighborhood, reach out—we’ll walk through your local data, explore your options, and make sure you’re ready for what’s next.