🏡 National Real Estate Market Recap: June 2025

What Buyers, Sellers, and Investors Need to Know Right Now

As we move into the summer of 2025, the national real estate market is continuing to stabilize after several years of rapid shifts. While local trends still vary, some clear patterns are emerging that are shaping the way Americans buy, sell, and invest in real estate today.

🔄 Mortgage Rates Are Leveling Out but Still Higher Than Expected

After a volatile few years, mortgage rates have found a rhythm, hovering around the mid 6% to low 7% range for most conventional loans. While this is still higher than the historically low rates we saw in the early 2020s, the market has largely adjusted and buyers are becoming more comfortable with the new normal.

Pro tip: Many lenders are rolling out rate reduction programs and temporary buydowns to ease monthly payments.

🏠 Inventory Remains Tight but It's Slowly Improving

We're seeing modest increases in inventory compared to the past two years, giving buyers a bit more breathing room. However, the supply still hasn't fully caught up to demand, especially in affordable housing segments.

Sellers who were previously rate locked are beginning to list again, encouraged by rising home equity and more confident market conditions.

💰 Home Prices Are Holding Strong

Home prices have held steady or even increased in many markets, particularly in suburban areas and secondary cities where demand remains high. Nationally, prices are up 3 to 5% year over year depending on the region.

Equity Watch: The average homeowner in the U.S. is still sitting on a record amount of tappable equity, which is great news for sellers and those considering renovations or investments.

🏡 First Time Buyers Are Still Showing Up

Despite affordability concerns, first time homebuyers continue to enter the market, often with creative financing strategies, down payment assistance, and a shift in expectations around location and size.

Remote work and lifestyle changes are still influencing migration trends, especially toward the Midwest, Southeast, and Mountain West regions.

📈 Investors Are Pivoting Their Strategies

Higher interest rates have caused some short term rental investors to pull back, but long term rental properties in stable markets are still performing well. Multifamily and mixed use developments are also gaining attention as affordability becomes a top concern across the country.

💡 Final Takeaway: It’s a More Informed Market Than Ever

Whether you’re a buyer, seller, or investor, 2025’s real estate landscape requires strategy, adaptability, and trusted guidance. While we may not be in a boom market, we are in a more stable, sustainable one that offers real opportunity for those who are prepared.

Looking for localized insight or wondering if now is the right time for your next move? Reach out. We're here to help you navigate with clarity and confidence.